Comparison
Every program we track
Sorted with the featured partner first and the editorial ranking beneath it. Both are labeled. Facts carry a source and a reviewed date.
Methodology published 2026-08-27
Health sharing is not insurance. Programs are not legally required to pay medical expenses and do not have to provide Affordable Care Act protections. NAIC consumer guidance.
Health Sharing Report has a commercial relationship with MPB Health. We may be compensated when a reader requests an MPB quote. That relationship does not change editorial scores. How we make money.
| Program | Score | Faith | IUA / responsibility | Underlying org |
|---|---|---|---|---|
| MPB Health Featured recommendation MPB Health membership | 752026.1 | Secular — no statement of faith | Initial unshareable amount options. Member pays IUA per eligible need before sharing. | MPB Health sharing organizationAdmin: MPB Health (program administrator) |
| CHM CHM membership | 762026.1 | Christian faith and lifestyle standards | Personal responsibility per illness (not always a single IUA). Confirm current literature. | Christian Healthcare MinistriesAdmin: Christian Healthcare Ministries |
| Sedera Sedera membership | 752026.1 | Secular — no statement of faith | Selectable IUA / member responsibility tiers. | Sedera Medical Cost SharingAdmin: Sedera |
| Medi-Share Medi-Share program | 732026.1 | Christian faith and lifestyle standards | Annual household portion / IUA-style member responsibility. Confirm current amounts. | Christian Care MinistryAdmin: Christian Care Ministry |
| Liberty HealthShare Liberty HealthShare membership | 702026.1 | Christian faith and lifestyle standards | Member responsibility / IUA-style amounts. Confirm current guideline. | Liberty HealthShareAdmin: Liberty HealthShare |
| CrowdHealth CrowdHealth membership | 672026.1 | Secular — no statement of faith | Member responsibility around events — not a classic IUA in every case. | CrowdHealthAdmin: CrowdHealth |
White-labeled brands that share an underlying program are grouped — they are not independent alternatives. Scores are editorial; featured placement is commercial.