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Health SharingReport

Christian Mutual Med-Aid

CMS-named ministry serving Korean Christians through Logos Missions. In the catalog because CMS named it — not because it is a general-market alternative to CHM.

Editorial score
Awaiting review
Methodology
Not yet scored
Reviewed
2026-09-01

Health sharing is not insurance. Programs are not legally required to pay medical expenses and do not have to provide Affordable Care Act protections. NAIC consumer guidance.

Identity and structure

We separate the consumer brand from the organization that actually administers sharing, so two white labels of one program cannot look like two independent choices.

Consumer brand
CMM
Underlying sharing organization
Logos Missions / Christian Mutual Med-Aid
Program administrator
Logos Missions
Underlying program group
cmm-core
Membership standard
Christian faith and lifestyle standards
Sharing model
Health-care sharing ministry
Directory status
Enrolling
State exclusions (verified)
No verified exclusion list
Operating since
1996
CMS-named HCSM
Yes — named among the large federal HCSMs

Best for

  • Korean Christian households already in this community

Not ideal for

  • Readers shopping a generic national share
  • Anyone outside the community CMM serves

Program facts

Monthly share
Community-specific. Confirm with CMM directly.
Member responsibility (IUA)
Confirm current guidelines.
Household pricing
Confirm with CMM.
State availability
Community-based, not a 50-state consumer brand.
Pre-existing conditions
Confirm current guidelines.
Waiting / phase-in
Confirm current guidelines.
Maternity
Confirm current guidelines.
Preventive
Not an ACA mandate.
Prescriptions
Confirm current literature.
Virtual care
Confirm current offerings.
Provider access
Confirm current guidelines.
Limits
Confirm current guidelines.
Membership requirements
Christian community served by Logos Missions / CMM.
Cancellation
Ministry membership rules.

Read the program’s own guidelines

How this score was built

This program is in the directory. It does not yet have a methodology score. Facts below are sourced from public materials; they are not a rank.