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Health SharingReport

Trinity HealthShare

Not enrolling. Marketed by Aliera as an HCSM; Alliance and multiple states described it as unlicensed insurance. In the catalog so a searcher finds the record.

Editorial score
Awaiting review
Methodology
Not yet scored
Reviewed
2026-09-01

Health sharing is not insurance. Programs are not legally required to pay medical expenses and do not have to provide Affordable Care Act protections. NAIC consumer guidance.

Identity and structure

We separate the consumer brand from the organization that actually administers sharing, so two white labels of one program cannot look like two independent choices.

Consumer brand
Trinity HealthShare
Underlying sharing organization
Trinity Healthshare / Aliera Companies (defunct marketing)
Program administrator
Aliera Companies (historical)
Underlying program group
trinity-aliera
Membership standard
Christian faith and lifestyle standards
Sharing model
Health-care sharing ministry
Directory status
Closed
State exclusions (verified)
No verified exclusion list
Operating since
2018
CMS-named HCSM
No / not applicable

Enforcement and proceedings

  • Multiple states + class actions · 2018-2021

    Alliance of HCSMs notes legal action in at least eight states and class actions in four against Aliera, alleging Trinity was unlicensed insurance formed in 2018 and managed by Aliera.

    Source

Best for

    Not ideal for

    • Anyone. This program is closed.

    Program facts

    Monthly share
    Not enrolling.
    Member responsibility (IUA)
    Not enrolling.
    Household pricing
    Not enrolling.
    State availability
    Closed. Do not treat as available in any state.
    Pre-existing conditions
    Closed.
    Waiting / phase-in
    Closed.
    Maternity
    Closed.
    Preventive
    Closed.
    Prescriptions
    Closed.
    Virtual care
    Closed.
    Provider access
    Closed.
    Limits
    Closed.
    Membership requirements
    Closed.
    Cancellation
    Closed.

    Read the program’s own guidelines

    How this score was built

    This program is in the directory. It does not yet have a methodology score. Facts below are sourced from public materials; they are not a rank.

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