Solidarity HealthShare membership
Catholic-rooted sharing ministry. The only nationally marketed Catholic HCSM in this catalog. Not insurance.
Health sharing is not insurance. Programs are not legally required to pay medical expenses and do not have to provide Affordable Care Act protections. NAIC consumer guidance.
- Consumer brand
- Solidarity HealthShare
- Underlying sharing organization
- Solidarity HealthShare
- Administrator
- Solidarity HealthShare
- Underlying program group
- solidarity-core
- Editorial score
- 74 (2026.2)
- Reviewed
- 2026-09-01
- Status
- Enrolling
- State exclusions
- No verified exclusion list
Guideline facts
- Monthly share
- Household type plus selected Annual Unshared Amount. Confirm the current Solidarity schedule.
- Member responsibility
- Annual Unshared Amount selected with the program (ONE / SAVVY / SHIELD). Not a per-need IUA in the Zion sense.
- Pre-existing
- The 2024 guidelines say the ministry may decline applicants with active pre-existing needs. Disclose on the application.
- Waiting periods
- Program-specific. Confirm the selected program page.
- Maternity
- Eligible when it meets the selected program’s terms and the Ethical and Religious Directives. Confirm the current program page.
- Limits
- ONE: eligible expenses up to $1 million per incident per year. SAVVY and SHIELD are narrower.
- Cancellation
- Ministry membership rules.
- SourceSolidarity Sharing Guidelines 2024Effective 2026-09-01Reviewed 2026-09-01
- SourceSolidarity ONE program guidelinesEffective 2026-09-01Reviewed 2026-09-01
- SourceDo I have to be Catholic?Effective 2026-09-01Reviewed 2026-09-01