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Health Sharing Report

Medi-Share program

Christian sharing through Christian Care Ministry. Faith and lifestyle standards are material.

Health sharing is not insurance. Programs are not legally required to pay medical expenses and do not have to provide Affordable Care Act protections. NAIC consumer guidance.

Consumer brand
Medi-Share
Underlying sharing organization
Christian Care Ministry
Administrator
Christian Care Ministry
Underlying program group
ccm-medishare
Editorial score
73 (2026.1)
Reviewed
2026-08-27

Guideline facts

Monthly share
Varies by household and program. Confirm on the official site.
Member responsibility
Annual household portion / IUA-style member responsibility. Confirm current amounts.
Pre-existing
Pre-existing needs are often limited or reviewed case-by-case. Do not assume day-one sharing.
Waiting periods
Waiting periods apply to some needs.
Maternity
Maternity rules are guideline-specific and often include waiting periods.
Limits
Unshareable lists and caps apply.
Cancellation
Ministry membership rules — not an insurance cancellation statute.