Liberty HealthShare membership
Christian sharing with faith and lifestyle requirements. New Mexico ordered Gospel Light to cease HCSM operations in 2023; members lost a preliminary injunction at the 10th Circuit in 2025.
Health sharing is not insurance. Programs are not legally required to pay medical expenses and do not have to provide Affordable Care Act protections. NAIC consumer guidance.
- Consumer brand
- Liberty HealthShare
- Underlying sharing organization
- Gospel Light Mennonite Church Medical Aid Plan
- Administrator
- Liberty HealthShare
- Underlying program group
- liberty-core
- Editorial score
- 70 (2026.1)
- Reviewed
- 2026-08-27
- Status
- Restricted in at least one state
- State exclusions
- No verified exclusion list
Guideline facts
- Monthly share
- Varies by program and household. Confirm official materials.
- Member responsibility
- Member responsibility / IUA-style amounts. Confirm current guideline.
- Pre-existing
- Limitations typical of sharing ministries. Confirm current guideline.
- Waiting periods
- Yes, for specified needs.
- Maternity
- Often limited or waiting-period based.
- Limits
- Caps and unshareable lists apply.
- Cancellation
- Ministry membership rules.
- SourceLiberty HealthShare public siteEffective 2026-08-27Reviewed 2026-08-27