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Health SharingReport

Knew Health membership

Secular wellness-oriented share. Published state exclusions. Not insurance.

Health sharing is not insurance. Programs are not legally required to pay medical expenses and do not have to provide Affordable Care Act protections. NAIC consumer guidance.

Consumer brand
Knew Health
Underlying sharing organization
Knew Health
Administrator
Knew Health
Underlying program group
knew-health-core
Editorial score
71 (2026.2)
Reviewed
2026-09-01
Status
Enrolling
State exclusions
Not CA, IL, MD, NY, OR, PA, VT, WA

Guideline facts

Monthly share
Age- and household-banded shares. Marketing floors are not a quote. Confirm the current Knew schedule.
Member responsibility
Selectable IUA of $1,000, $2,500, or $5,000. Published maximum of three IUAs per membership year.
Pre-existing
Phase-in / waiting rules are in the September 1, 2025 member guidelines. This review did not parse the full PDF body.
Waiting periods
Maternity uses a 12-month estimated-delivery-date clock. Other waits are in the guidelines PDF.
Maternity
Eligible when the estimated delivery date falls after the first 12 months of membership. Prenatal, delivery, postnatal, and complications are described as shareable after the IUA.
Limits
Confirm annual and pre-existing caps in the September 1, 2025 PDF.
Cancellation
Membership rules, not insurance law.