Leaving employer coverage
Compare COBRA, Marketplace, spouse coverage, and only then a health share. Sequence matters more than a single monthly number.
Health sharing is not insurance. Programs are not legally required to pay medical expenses and do not have to provide Affordable Care Act protections. NAIC consumer guidance.
Order of operations
- Document your termination date and COBRA election window.
- Check Marketplace special enrollment before the window closes.
- If you still want a share, read pre-existing and waiting-period rules against known household needs — without entering diagnoses into this site.
Health Sharing Report has a commercial relationship with MPB Health. We may be compensated when a reader requests an MPB quote. That relationship does not change editorial scores. How we make money.