MPB Health vs CrowdHealth
These are different products. CrowdHealth is member-to-member funding. MPB is a traditional-style health-sharing membership.
Health sharing is not insurance. Programs are not legally required to pay medical expenses and do not have to provide Affordable Care Act protections. NAIC consumer guidance.
Do not treat them as twins
A household that wants HSO-style guidelines and IUA mechanics is not looking at the same thing as event-based community funding.
Risk
Neither guarantees payment. CrowdHealth’s model makes that especially visible: community participation is voluntary.
Health Sharing Report has a commercial relationship with MPB Health. We may be compensated when a reader requests an MPB quote. That relationship does not change editorial scores. How we make money.