Medi-Share vs Samaritan Ministries
The two largest Christian ministries most households actually compare. One pools and administers; the other has members send shares to each other. Neither is insurance.
Health sharing is not insurance. Programs are not legally required to pay medical expenses and do not have to provide Affordable Care Act protections. NAIC consumer guidance.
How the money moves
Medi-Share is an administered ministry. Samaritan is member-to-member: households send shares to published needs. That is an operations difference. Samaritan’s 2026.2 score uses the August 2025 Classic/Basic guidelines.
Faith
Both require Christian attestation and lifestyle standards. Secular households are not choosing between these two.
Provider access
Medi-Share is often encountered with a PPO-style discount network. Samaritan members typically pay any provider and wait for sharing. Confirm current materials for both.
Health Sharing Report has a commercial relationship with MPB Health. We may be compensated when a reader requests an MPB quote. That relationship does not change editorial scores. How we make money.